FREE Credit Content

Credit, Credit Scoring, and Debt Settlement Articles

Credit 101

“Long gone are the days of getting a loan because you firmly shook the bank manager’s hand and made eye contact.”

Read this article to answer these questions:

  • What are the basics of credit scores?
  • What makes up my credit profile?

Credit 201

“This mystery is used by big corporations to greatly influence the decisions that we make as consumers, so that when the time comes to get a loan or use our credit scores… we aren’t in a position to argue for a better deal.

Read this article to answer these questions:

  • How do I build credit?
  • What are the three important dates for any credit account?

Credit 301

“Every step on your journey to Credit Success should be deliberate. FICO and other credit bureaus don’t want you to randomly stumble on the correct path.”

Read this article to answer these questions:

  • How do I set myself up for lending success?
  • Should I trust online banking institutions like Chime?

Credit 401

“These creditors and collectors want to get paid as much as you want your scores to increase.”

Read this article to answer these questions:

  • Is there any one letter that will absolve me of debt that I owe?
  • What are my rights when going through the debt settlement process?